Nidhi Company registration.
Start a Nidhi company to accept deposits and lend among your members, a member-based finance structure with minimal RBI oversight.
Member finance, done right.
A Nidhi company lets a group of members save and borrow among themselves. It's a simpler way to run a mutual-benefit finance business, without a full NBFC licence.
- Accept deposits from members
- Lend to members
- No RBI licence required
- Lower compliance than an NBFC
- Limited liability
- Separate legal entity
Member deposits
Accept savings from members within the Nidhi rules.
Member lending
Lend to members against approved security.
Lighter oversight
Run mutual-benefit finance without a full NBFC licence.
We handle setup
Incorporation, rules and first-year compliance, sorted.
Documents to start.
- PAN of directors & members
- Aadhaar / passport
- Passport-size photos
- Address proof
- Registered office proof
- Rent agreement & NOC
From members to registered.
- 01
DSC & DIN
Digital signatures and director IDs for the founding members.
- 02
Name approval
We reserve a compliant Nidhi company name.
- 03
Incorporation
We file SPICe+ with the required members and directors.
- 04
Post-setup
We help you meet the member and deposit rules in year one.
Nidhi questions, answered.
How many members do I need?
Do I need an RBI licence?
Can it lend to non-members?
Is it right for me?
Still unsure about something? Talk to a Chartered Accountant — no bots, no obligation.
Talk to our teamLet's register your Nidhi.
Book a free 20-minute consultation and we'll set it up correctly.